Disaster relief resources and information

In the wake of the devastation the State of Florida has experienced due to recent natural disasters, Florida Housing Finance Corporation (Florida Housing) is working with state and federal officials to provide information on disaster relief resources and information. This webpage provides available resources to assist you or those you know with recovery efforts. Florida Housing will continue to provide updates as more resources and information becomes available.


Florida Housing will be awarding $5 million to local SHIP offices in areas hardest hit by Hurricane Ian to assist residents in paying their home insurance deductibles. Funding assistance is available to individuals, families, and seniors living in Charlotte, Collier, DeSoto, Hardee, Lee, and Sarasota counties who apply and income qualify through their local SHIP office: Local Government Information (floridahousing.org).

Each office is currently working to get applications for assistance up on their website. As applications become live this page will be updated to include direct links to those resources. In the meantime, please see preliminary program information and requirements below:

  • Statewide SHIP Program Requirements:
    • Income eligibility: Income Limits (floridahousing.org)
    • Proof of insurance claim on primary residence
    • Residence in one of the six listed counties

  • Local Government Information:

    • Charlotte County
      • Proof of US citizenship and full-time, permanent Charlotte County residency required
      • Proof of insurance claim (renters or homeowners) and FEMA registration required
      • Full application with proper identification and verification of income of all household members will be processed
      • Acknowledgement of the Fraud Policy and notarized Duplication of Benefits affidavit required
      • A minimum of 1 in-person appointment required; Englewood and Port Charlotte locations available
      • Maximum grant award = $12,000
      • No direct payments/reimbursement to applicant; eligible payments direct to insurance provider or qualified vendor


IRS and FHFC Guidance



  • Special Needs Registry website


    • Contact information for local SHIP offices can be accessed here.