Florida Housing also offers down payment and closing cost assistance in the form of a second mortgage loan to assist eligible homebuyers with their down payment and closing costs. Down payment assistance is only available when used in conjunction with Florida Housing's first mortgage loan.

Down payment assistance is NOT available as "stand alone" down payment assistance. It is only available when used in conjunction with one of Florida Housing’s Homebuyer Programs.

Florida Housing offers homeownership programs through our Salute Our Soldiers Military Loan Program and our Homebuyer Programs. Click on each program below for additional information.

Click here for a quick easy guide to help layout how Florida Housing can assist you in buying a home.

Homebuyer program for Veterans and active duty military personnel throughout the state offering a below market rate 30-year fixed rate first mortgage loan and up to $10,000 in down payment assistance and closing cost assistance.

The Homebuyer Programs offers 30-year fixed rate first mortgage loans to first time homebuyers through participating lenders and lending institutions throughout the State of Florida. Eligible borrowers may also participate in one of Florida Housing’s second mortgage programs to assist borrowers with down payment assistance and closing costs.