Florida Housing administers the State Housing Initiatives Partnership program (SHIP) which provides funds to local governments as an incentive to create partnerships that produce and preserve affordable homeownership and multifamily housing. The program was designed to serve very low, low and moderate income families. Depending on your income, you could be eligible for home repair or replacement, down payment assistance, rental housing assistance and other affordable housing assistance. To find out if you qualify, contact the local SHIP administrator in your county.