Step 1

Review the information provided on this site and in the First Time Homebuyer Brochure. If you decide that Florida Housing’s First Time Homebuyer Program may meet your needs, then go to Step 2.

Step 2

Select a lender within the county you wish to purchase a home. As a participant in our program, your entire process will be handled by the participating lender in the county that you select.

Step 3

Call the lender today! Here is what you can expect when contacting a lender:

• When you call the lender, let him/her know that you would like to find out if you qualify for Florida Housing Finance Corporation’s First Time Homebuyer Program. They will ask you a few simple questions to determine if you meet the program requirements.

• If you qualify, you can begin shopping for your home! If the lender indicates that you do not qualify for our program, they may either refer you to an alternate program/loan product or inform you of the appropriate steps that you will need to take in order to get yourself in a better position for homeownership.

• The lender will also refer you to homebuyer education counseling. This is a requirement for participation in the program and will empower you as a first time homebuyer by giving you the information needed to make informed decisions.

• Once you find the home of your choice, the lender will reserve your funds and walk you through the application process!