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Florida Assist Loans are zero percent interest, non-amortizing second mortgage loans, which means you do not make any monthly payments. You repay the loan if you sell the home, transfer ownership, satisfy or refinance the first mortgage, or cease to occupy the home.
The Florida Assist Loan provides up to $10,000 to assist with down payment and closing costs. This program targets applicants whose incomes are at or below 80 percent of the Area Median Income (AMI)*.
Click here for Florida Assist income limits, by county.
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