The Homeownership Assistance for Moderate Income (HAMI) Loan program enables borrowers with moderate incomes to also qualify for down payment and closing cost assistance. HAMI Loans provide up to $5,000 to assist with down payment and closing costs. HAMI is an amortized loan that is offered at 5 percent (5%).

You may qualify for this loan if your income exceeds the limits for the Florida Assist Loan, but does not exceed the Maximum Annual Income Limits for the First Time Homebuyer Program*.

*Click here to view First Time Homebuyer Program Income Limits.